Checking Accounts and Related Services

Silver Star Business Checking:

• Minimum deposit to open: $100
• May be interest bearing; see Interest Option below
• Minimum balance to avoid $10 monthly maintenance fee: $1,000
• Up to 50 checks or items paid per month, $.25 fee per check after 50*
• Unlimited deposits
• Unlimited deposited items*

*accounts with large volumes of activity are subject to account analysis

Gold Star Business Checking:

• Minimum deposit to open: $100
• May be interest bearing; see Interest Option below
• No minimum balance requirement
• Up to 100 checks or items paid per month, $.25 fee per check after 100*
• Unlimited deposits
• Unlimited deposited items*
• Monthly Maintenance Fee:  $10

*accounts with large volumes of activity are subject to account analysis

Interest Option

• Open to sole proprietors and non-profit corporations & organizations
• Minimum deposit to open: $1,000
• Interest rate is variable, paid monthly. E-mail us for current rates.
• Minimum balance to avoid $10 monthly maintenance fee: $1,500

Platinum Star Business Analysis Checking

• Minimum deposit to open: $100
• Transaction fees: $.09 per deposited item, $.25 per check or item paid
• Monthly Maintenance Fee: $20
• Earnings credit to offset monthly fees
• Unlimited deposits

Business Money Market Checking:

• Minimum deposit to open: $2,500
• Interest rate is variable, paid monthly. E-mail us for current rates. Rates are tiered, so higher balances earn higher rates.
• Minimum balance to avoid $10 monthly maintenance fee: $2,500
• Limited to 6 debit transactions per month, 3 of which may be checks.  These limits not applicable to transactions made in person, through ATMs, by mail, or by messenger.
• Unlimited deposits
• Unlimited deposited items*

*accounts with large volumes of activity are subject to account analysis

Related Services

Free Online Banking
Free E-statements
Positive-Pay
Remote Deposit Capture
Treasury Management, including Lock Box
Direct Deposit Payroll
ACH Debits (customer collections)
ACH Credits (vendor payments)
Wire Transfers