Savings, CDs, IRA's

We offer several products to help you save for your future. So whether you are saving for a vacation, college, or a rainy day, we have a savings account to fit your needs.

If you need to speak with someone regarding our savings accounts please call the branch location nearest you. We have locations in Abernathy, Crosbyton, Hale Center, Idalou, Lorenzo, Lubbock, Petersburg, Plainview, and Ralls.

Please note, the personal information provided will need to be verified and approved at one of our branch locations prior to opening an account. 

Vista Savings ∙ View Form

Account Features & Requirements

  • Interest bearing account; paid quarterly
  • .25% per annum interest rate discount on consumer loans1
  • 6 months free Identity Guard®
  • $100 minimum to open; $5 monthly service fee applies per each statement cycle that balance falls below $300
  • Some transaction limitations apply5

Student Savings ∙ View Form

Account Features & Requirements

  • Interest bearing account; paid quarterly
  • .25% per annum interest rate discount on consumer loans1
  • Must be full time student
  • 6 months free Identity Guard®
  • $25 minimum to open; $3 monthly service fee applies per each statement cycle that balance falls below $25
  • Some transaction limitations apply5

Certificates of Deposits & IRAs ∙ View Form

Account Features & Requirements

  • $1000.00 minimum to open
  • Terms from 1 month to 4 years
  • Subject to penalty upon early withdrawal

FlexStar Certificate of Deposit ∙ View Form

Account Features & Requirements

  • $1000.00 minimum to open
  • 18 month terms
  • Allows one rate bump during each term
  • Ability to make partial withdrawals without penalty
  • Ability to make additional deposits during the term
  • Restrictions may apply

1 Interest rate discounted if loan is paid by automatic draft.
2 If all requirements pertaining to that account are met.
3 Subject to approval.
4 Subject to approval; $25.00 fee assessed each overdraft on checking, ATM, internet, telephone and electronic transactions; items are paid at bank’s discretion.
5 Refer to Deposit Account Agreement or Fee Schedule.
6 Security Blanket is not a line of credit