Savings, CDs, and IRAs

Savings Accounts

Our savings accounts do not require a passbook. Otherwise, they are traditional savings accounts. The minimum deposit to open is $100 ($25 for students). A minimum balance of $300 will avoid all service charges (except it’s $25.00 for students). At the end of each calendar quarter we pay you interest, assess any applicable service charges, and send you a statement. The rate is variable, so E-mail us for current rates and to open an account.

Certificates of Deposit and IRAs

We offer traditional Certificates of Deposit from $1,000.00 to any amount in terms from 7 days to 2 1/2 years. We also offer all types of Individual Retirement Accounts (IRAs) and Self Employed Pensions (SEPs). E-mail us for current rates and to open an account. There is a penalty for early withdrawal.

We offer a FlexStar Certificate of Deposit from $1,000.00 to any amount in 18 month terms. This CD allows one rate bump during each term, plus the ability to make partial withdrawals without penalty (some restrictions apply) and the ability to make additional deposits during the term. How cool is that? E-mail us for current rates and to open an account.